Hot wallet vs cold wallet: which one do you actually need?

Hot wallets connect to the internet. They're fast, convenient, and perfect for daily transactions. ZUTR Hot Wallet gives you instant access to 14,100+ tokens across 90+ blockchains.

Cold wallets store keys offline. They're slower to use but dramatically more secure against remote attacks. ZUTR Cold Wallet uses NFC tap-to-sign with keys locked inside an EAL6+ chip.

The best strategy? Use both. Keep your long-term holdings on cold storage and your active trading funds in a hot wallet. ZUTR Pro Kit includes both.

Never keep more on a hot wallet than you're willing to lose in a worst-case scenario. For most users, that's 5-10% of total holdings.